It's the opposite of the entitlement mentality. It's pure capitalism, and the opposite of socialism. It's the philosophy of personal responsibility. You'll see it encapsulated in the bumper sticker: If it's to be, it's up to me.
I love the convenience of Google! The closer we get to this election, the more I find myself googling the founding fathers of the United States of America, and reading what they envisioned for their experiment in democracy. It wasn't an experiment in social sameness. That came later, in the twentieth century. The dove is not the symbol of our nation, nor is our national flag a white rectangle wafting in the breeze.
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Banks aren't lending the $700 Billion from the Fed. They're using it to buy up other banks, so mortgage rates won't move much in the next week approaching the election.